The 2009 Visa® Prepaid Debit Card Tax Refund
Sweepstakes Official Rules
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR CLAIM A PRIZE. NON-PURCHASE
ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING.
1. Eligibility: The 2009 Visa® Prepaid
Debit Card Tax Refund Sweepstakes (the “Sweepstakes”) is open
to all legal residents of the fifty (50) United States and the District
of Columbia, eighteen (18) years of age and older as of January 1, 2009.
Employees of Visa Inc., Visa U.S.A. Inc., Visa International Service
Association, and their respective successors, affiliates and client
financial institutions and all their respective parents, subsidiaries
and affiliates, authorized third party providers, prize suppliers, and
advertising and promotion agencies of Visa U.S.A. Inc., including Marden-Kane,
Inc. and its affiliates, the Internal Revenue Service, and the immediate
families (spouse, and parents, children and siblings, and their respective
spouses regardless of where they live) and individuals living in the
households of the above, whether related or not, are not eligible to
enter or win a prize. Void where prohibited or restricted by law. The
Sweepstakes is subject to all applicable federal, state, and local laws
and regulations.
2. To Enter: The Sweepstakes begins January 1, 2009, and ends on April 15, 2009 ("Promotional Period"). Any eligible consumer who files his/her 2008 Federal tax return during the Promotional Period and who is entitled to and authorizes his/her Federal tax refund or refund anticipation loan to be deposited directly to their reloadable Visa® Prepaid Debit card (“Card”) will automatically receive one (1) Sweepstakes entry in the “The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes (“Sweepstakes”). To be eligible for automatic entry, your Card issuer must have agreed to participate in this promotion with Visa, otherwise you will have to enter via the 3”x 5” mail-in method described below. For a list of participating Card issuers, call toll free 1-877-276-6207, or call your Card issuer or the customer service number on the back of your card. All federal tax returns must be filed and postmarked no later than April 15, 2009. To authorize the direct deposit to your Card, complete the refund section on the form that you are using to file your Federal tax return (1040: Page 2, line 74a-74d, 1040A: Page 2, line 44a-44d or 1040EZ: Page 1, line 11a-11d) by indicating your Card account number and your Card’s issuing bank’s routing number. If you do not know your Card’s issuing bank’s routing number, call your Card’s issuing bank or the customer service number on the back of your card to obtain the Card’s issuing bank routing number. Note: If you are filing a joint tax return, please check with your issuing bank if they will permit a joint tax return refund to be deposited to an individual account. If not, you will have to enter via the 3”x 5”mail-in method described below. Only deposits made to your Card no later than May 31, 2009 are eligible for automatic entry. Entrants should allow sufficient time for the Internal Revenue Service (“IRS”) to review and process your tax return; therefore, the Sponsor does not accept any responsibility if the IRS does not issue you your refund in time to be credited to your account by May 31, 2009. Only one entry per person, per filed Federal tax return, will be accepted. A qualified transaction is a Federal tax refund or refund anticipation loan which is deposited directly to an entrant’s reloadable Visa® Prepaid Debit card. All qualifying transactions will be determined at the sole discretion of Visa and its participating Card issuers.
To enter without purchase or obligation, on a 3" x 5" card hand print your name, complete address, city, state and zip code, day and evening telephone number and the words The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes and mail in a #10 envelope, hand-printed to: The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes, P.O. Box 4140, Grand Rapids, MN 55730-4140. Mail-in entries must be postmarked no later than April 15, 2009 and received no later than April 22, 2009. Only one entry per person will be accepted. No mechanical reproductions permitted. Entries become the property of the Sponsor and will not be returned.
3. Drawing: On or about June 30, 2009 a random drawing from among all eligible entries received throughout the entire Promotional Period (qualified transactions & mail-ins) will be conducted under the direction of Marden-Kane, Inc., an independent judging organization whose decisions are final and binding in all matters relating to this Sweepstakes.
4. Estimated Odds: The estimated odds of winning are 1:400,000 however, the actual odds of winning will depend upon the total number of eligible entries received during the Promotional Period.
5. Prize: One (1) Grand Prize: The winner will receive a check and/or credit to their card for a total amount of $15,000. Retail Value $15,000. If a mail-in winner is selected as winner, he/she will receive a check for $15,000 made payable to the person named on the 3”x5” card. No prize substitution or transfer of prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute the prize with one of comparable or greater value. Winner is responsible for the payment of taxes on the prize and for any other expenses not specifically described above. Sponsor, at its sole discretion, reserves the right to request that a Cardholder winner submit proof that his/her refund was loaded onto his/her card by submitting a photocopy of the refund section on the form of his/her 2008 Federal tax return (1040: Page 2, line 74a-74d, 1040A: Page 2, line 44a-44d or 1040EZ: Page 1, line 11a-11d). A non-purchase winner will not need to submit this information.
6. Winner Notification: The potential winner will be notified by USPS Priority Mail with delivery confirmation and will be required to complete and sign an Affidavit of Eligibility and Liability Release, where legal, a Publicity Release, and IRS Form W-9, all of which must be returned within 14-days from prize notification date or the prize will be forfeited and awarded to an alternate potential winner. In the event of non-compliance with these official rules or if the prize or prize notification is unclaimed or returned as undeliverable, the prize will be forfeited and awarded to an alternate winner. If the prize is won by a person who is not of the legal age of majority in his/her state of residence (“minor”), the required documents must be confirmed and signed by winner’s parent or legal guardian. By entering the Sweepstakes, entrants, or, if minors, their parents or legal guardians, agree to the use by Sponsor and its designees of their names, city and state, and photographs/likenesses for advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional compensation, notification or permission, except where prohibited by law. Upon request, winner agrees to consent to such in writing.
7. Limitation of Liability: By participating in the Sweepstakes, entrants, or, if minors, their parents or legal guardians, agree to release, indemnify and hold harmless, Visa Inc., Visa U.S.A. Inc., Visa International Service Association, and their respective successors, affiliates and client financial institutions and all their respective parents, subsidiaries and affiliates, authorized third party providers, prize suppliers, and advertising and promotion agencies of Visa U.S.A. Inc., Marden-Kane, Inc., and all its affiliates, and each of their respective agents, representatives, officers, directors, shareholders and employees (collectively, “Releasees”) from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting, in whole or in part, directly or indirectly, from or arising in connection with the participation in the Sweepstakes or acceptance, possession, use, misuse, or nonuse of the prize (including, without limitation, any travel or travel-related activity thereto) that may be awarded. This Sweepstakes and these Official Rules shall be interpreted in accordance with the laws of the State of California without regard to its principles of conflicts of law. Jurisdiction and venue shall be solely within the State of California. Releasees are not responsible for technical, computer, mechanical, printing, typographical, human or other errors relating to or in connection with the Sweepstakes, including, without limitation, errors which may occur in connection with the administration of the Sweepstakes, the processing of entries and tax returns by the IRS or in any Sweepstakes related material, the announcement of the prize; or for stolen, lost, late, misdirected, damaged, incomplete, inaccurate, undelivered, delayed or illegible entries, or postage-due entries or mail; or for electronic, computer, or telephonic malfunction or error, entries which fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly, or are lost for any reason including computer, telephone, or paper transfer or human or other error. If in the Sponsor’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if computer viruses, bugs, unauthorized intervention, fraud, or technical difficulties or failures compromise, corrupt, or affect the administration, integrity, security, fairness, or proper conduct of the Sweepstakes, the Sponsor in its sole discretion reserve the right to disqualify any individual who tampers with the entry process and/or void any entries submitted fraudulently, to modify or suspend the Sweepstakes, or to terminate the Sweepstakes and conduct a random drawing and award the prize using all eligible non-suspect entries received as of the termination date. As a condition of entering the Sweepstakes, entrant or, if a minor, his/her parent or legal guardian, agrees that a) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses, b) all causes of action arising out of or connected with this Sweepstakes or the prize awarded, shall be resolved individually, without resort to any form of class action, and c) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred and in no event shall entrant be entitled to receive attorneys’ fees or other legal costs. Sponsor reserves the right to modify prize award procedures.
8. Who Won?: For the name of the winner (available after July 31, 2009), mail a self-addressed, stamped envelope to: The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes Winner, P.O. Box 702, Sayreville, NJ 08871-0702. Requests must be received no later than April 30, 2009.
9. Sponsor: Visa U.S.A. Inc., P.O. Box 8999. San Francisco, CA 94128-8999. Sweepstakes Administrator: Marden-Kane, Inc. 36 Maple Place, Manhasset, NY 11030.
2. To Enter: The Sweepstakes begins January 1, 2009, and ends on April 15, 2009 ("Promotional Period"). Any eligible consumer who files his/her 2008 Federal tax return during the Promotional Period and who is entitled to and authorizes his/her Federal tax refund or refund anticipation loan to be deposited directly to their reloadable Visa® Prepaid Debit card (“Card”) will automatically receive one (1) Sweepstakes entry in the “The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes (“Sweepstakes”). To be eligible for automatic entry, your Card issuer must have agreed to participate in this promotion with Visa, otherwise you will have to enter via the 3”x 5” mail-in method described below. For a list of participating Card issuers, call toll free 1-877-276-6207, or call your Card issuer or the customer service number on the back of your card. All federal tax returns must be filed and postmarked no later than April 15, 2009. To authorize the direct deposit to your Card, complete the refund section on the form that you are using to file your Federal tax return (1040: Page 2, line 74a-74d, 1040A: Page 2, line 44a-44d or 1040EZ: Page 1, line 11a-11d) by indicating your Card account number and your Card’s issuing bank’s routing number. If you do not know your Card’s issuing bank’s routing number, call your Card’s issuing bank or the customer service number on the back of your card to obtain the Card’s issuing bank routing number. Note: If you are filing a joint tax return, please check with your issuing bank if they will permit a joint tax return refund to be deposited to an individual account. If not, you will have to enter via the 3”x 5”mail-in method described below. Only deposits made to your Card no later than May 31, 2009 are eligible for automatic entry. Entrants should allow sufficient time for the Internal Revenue Service (“IRS”) to review and process your tax return; therefore, the Sponsor does not accept any responsibility if the IRS does not issue you your refund in time to be credited to your account by May 31, 2009. Only one entry per person, per filed Federal tax return, will be accepted. A qualified transaction is a Federal tax refund or refund anticipation loan which is deposited directly to an entrant’s reloadable Visa® Prepaid Debit card. All qualifying transactions will be determined at the sole discretion of Visa and its participating Card issuers.
To enter without purchase or obligation, on a 3" x 5" card hand print your name, complete address, city, state and zip code, day and evening telephone number and the words The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes and mail in a #10 envelope, hand-printed to: The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes, P.O. Box 4140, Grand Rapids, MN 55730-4140. Mail-in entries must be postmarked no later than April 15, 2009 and received no later than April 22, 2009. Only one entry per person will be accepted. No mechanical reproductions permitted. Entries become the property of the Sponsor and will not be returned.
3. Drawing: On or about June 30, 2009 a random drawing from among all eligible entries received throughout the entire Promotional Period (qualified transactions & mail-ins) will be conducted under the direction of Marden-Kane, Inc., an independent judging organization whose decisions are final and binding in all matters relating to this Sweepstakes.
4. Estimated Odds: The estimated odds of winning are 1:400,000 however, the actual odds of winning will depend upon the total number of eligible entries received during the Promotional Period.
5. Prize: One (1) Grand Prize: The winner will receive a check and/or credit to their card for a total amount of $15,000. Retail Value $15,000. If a mail-in winner is selected as winner, he/she will receive a check for $15,000 made payable to the person named on the 3”x5” card. No prize substitution or transfer of prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute the prize with one of comparable or greater value. Winner is responsible for the payment of taxes on the prize and for any other expenses not specifically described above. Sponsor, at its sole discretion, reserves the right to request that a Cardholder winner submit proof that his/her refund was loaded onto his/her card by submitting a photocopy of the refund section on the form of his/her 2008 Federal tax return (1040: Page 2, line 74a-74d, 1040A: Page 2, line 44a-44d or 1040EZ: Page 1, line 11a-11d). A non-purchase winner will not need to submit this information.
6. Winner Notification: The potential winner will be notified by USPS Priority Mail with delivery confirmation and will be required to complete and sign an Affidavit of Eligibility and Liability Release, where legal, a Publicity Release, and IRS Form W-9, all of which must be returned within 14-days from prize notification date or the prize will be forfeited and awarded to an alternate potential winner. In the event of non-compliance with these official rules or if the prize or prize notification is unclaimed or returned as undeliverable, the prize will be forfeited and awarded to an alternate winner. If the prize is won by a person who is not of the legal age of majority in his/her state of residence (“minor”), the required documents must be confirmed and signed by winner’s parent or legal guardian. By entering the Sweepstakes, entrants, or, if minors, their parents or legal guardians, agree to the use by Sponsor and its designees of their names, city and state, and photographs/likenesses for advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional compensation, notification or permission, except where prohibited by law. Upon request, winner agrees to consent to such in writing.
7. Limitation of Liability: By participating in the Sweepstakes, entrants, or, if minors, their parents or legal guardians, agree to release, indemnify and hold harmless, Visa Inc., Visa U.S.A. Inc., Visa International Service Association, and their respective successors, affiliates and client financial institutions and all their respective parents, subsidiaries and affiliates, authorized third party providers, prize suppliers, and advertising and promotion agencies of Visa U.S.A. Inc., Marden-Kane, Inc., and all its affiliates, and each of their respective agents, representatives, officers, directors, shareholders and employees (collectively, “Releasees”) from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting, in whole or in part, directly or indirectly, from or arising in connection with the participation in the Sweepstakes or acceptance, possession, use, misuse, or nonuse of the prize (including, without limitation, any travel or travel-related activity thereto) that may be awarded. This Sweepstakes and these Official Rules shall be interpreted in accordance with the laws of the State of California without regard to its principles of conflicts of law. Jurisdiction and venue shall be solely within the State of California. Releasees are not responsible for technical, computer, mechanical, printing, typographical, human or other errors relating to or in connection with the Sweepstakes, including, without limitation, errors which may occur in connection with the administration of the Sweepstakes, the processing of entries and tax returns by the IRS or in any Sweepstakes related material, the announcement of the prize; or for stolen, lost, late, misdirected, damaged, incomplete, inaccurate, undelivered, delayed or illegible entries, or postage-due entries or mail; or for electronic, computer, or telephonic malfunction or error, entries which fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly, or are lost for any reason including computer, telephone, or paper transfer or human or other error. If in the Sponsor’s opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if computer viruses, bugs, unauthorized intervention, fraud, or technical difficulties or failures compromise, corrupt, or affect the administration, integrity, security, fairness, or proper conduct of the Sweepstakes, the Sponsor in its sole discretion reserve the right to disqualify any individual who tampers with the entry process and/or void any entries submitted fraudulently, to modify or suspend the Sweepstakes, or to terminate the Sweepstakes and conduct a random drawing and award the prize using all eligible non-suspect entries received as of the termination date. As a condition of entering the Sweepstakes, entrant or, if a minor, his/her parent or legal guardian, agrees that a) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses, b) all causes of action arising out of or connected with this Sweepstakes or the prize awarded, shall be resolved individually, without resort to any form of class action, and c) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred and in no event shall entrant be entitled to receive attorneys’ fees or other legal costs. Sponsor reserves the right to modify prize award procedures.
8. Who Won?: For the name of the winner (available after July 31, 2009), mail a self-addressed, stamped envelope to: The 2009 Visa® Prepaid Debit Card Tax Refund Sweepstakes Winner, P.O. Box 702, Sayreville, NJ 08871-0702. Requests must be received no later than April 30, 2009.
9. Sponsor: Visa U.S.A. Inc., P.O. Box 8999. San Francisco, CA 94128-8999. Sweepstakes Administrator: Marden-Kane, Inc. 36 Maple Place, Manhasset, NY 11030.
CONSUMER DISCLOSURE: NO PURCHASE OR OBLIGATION NECESSARY
TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
You have not yet won. (1) Grand Prize: $15,000. The estimated odds of winning are 1:400,000; however, the actual odds of winning will depend upon the total number of eligible entries received during the Promotional Period. All federal tax returns must be filed by April 15, 2009 and direct deposits must be made to entrant’s reloadable Visa Prepaid Debit card no later than May 31, 2009 for entrant to receive an automatic entry. All mail-in entries must be postmarked by 4/15/09 and received by 4/22/09. Sweepstakes ends 4/15/09. See Official Rules above for complete prize restrictions. Sponsored by Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.
You have not yet won. (1) Grand Prize: $15,000. The estimated odds of winning are 1:400,000; however, the actual odds of winning will depend upon the total number of eligible entries received during the Promotional Period. All federal tax returns must be filed by April 15, 2009 and direct deposits must be made to entrant’s reloadable Visa Prepaid Debit card no later than May 31, 2009 for entrant to receive an automatic entry. All mail-in entries must be postmarked by 4/15/09 and received by 4/22/09. Sweepstakes ends 4/15/09. See Official Rules above for complete prize restrictions. Sponsored by Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.
© 2008 Visa. All Rights Reserved.